Roundtable Advisory Board
The TACDC Roundtable includes representatives of national intermediaries, private lending institutions, and community development professionals. The TACDC Roundtable discusses and suggests policy for the Board’s consideration and supports TACDC’s work with their financial and staff resources.
Rio Grande Valley Multibank
Eleanor Miles Couch
Portfolio Resident Services
Covenant Community Capital
Texas Mezzanine Fund
Capital One Bank
Southeast Texas Housing Finance Corp.
Wells Fargo, NA
Irvin Ashford, Jr.
Legacy Bank Texas
Bank of Texas
Texas Interfaith Management Group
American First National Bank
Ellie Miles Fanning
Portfolio Resident Services
Bank of America
Mark Nerio As Vice President and Community Development Specialist Mark Nerio promotes Truist's activities in the areas of affordable housing, community and economic development and financial literacy. Mr. Nerio facilitates and tracks community development lending, investments and services benefiting low to moderate income persons and communities in Texas and Tennessee.
Previously, Mr. Nerio served in community development for Citibank with responsibility for central Texas, south Texas and southern Nevada.
Prior to his role in community development, Mr. Nerio served in Human Resources for Citibank Service Center in San Antonio and earlier HR professional associations with global consumer product manufacturers, Sara Lee Corporation - in Memphis, San Francisco, Detroit and Fort Worth - and also, with PepsiCo’s Frito-Lay division in Dallas.
A native of San Antonio, Texas, Mr. Nerio holds degrees from Southern Methodist University and the Harvard Graduate School of Education.
He is a member of the board of R.A.I.S.E. Texas®. In addition, he a member and past-chairman of the The Boys and Girls Clubs of San Antonio Board of Directors and serves on the United Way’s Partners for Community Change committee. Previously, he served as a member of the Strengthening Non-Profits committee of the San Antonio Area Foundation and a member and treasurer of The San Antonio Public Library Foundation Board of Directors.
Active in higher education governance, Mr. Nerio served for 15 years on the board of trustees of Southern Methodist University. He also has served on the board of Saint Paul School of Theology in Kansas City and The Scholarship Foundation of the United Methodist Church in Nashville. For two years he served on the board of trustees of Southwestern University in Georgetown, Texas.
Mr. Nerio is married to Lou Ann and together they have three sons.
Walter Moreau is the Executive Director of Foundation Communities, which works in Texas to create affordable housing where families succeed. During his 25 year career he has secured subsidy financing of more than $200 million to create more than 3,500 units of service-enriched, nonprofit-owned affordable housing. FC operates ten onsite learning centers and five supportive housing communities for the homeless. FC offers an array of onsite health programs to its 5,000 residents. The organization is a leader in green building, and is the largest private producer of solar power in Central Texas. Walter led FC to develop the Community Tax Centers and Insure Central Texas, which serve over 25,000 families each year.
Moreau received the JAJ Fannie Mae Fellowship in 2007, and the Texas Houser Award in 2004. He holds a Masters Degree in Public Affairs from the University of Texas LBJ School of Public Affairs (1994).
Yoly Davila is the Community Relations Executive for BBVA Compass in Texas and is supported by a field team of Community Relations Officers charged with managing Community Reinvestment Act (CRA) performance, Volunteerism, Community Giving, and creating and managing community development partnerships within designated assessment areas. Davila monitors market level compliance with CRA guidelines and goals and works with local market executives to develop strategies to address CRA deficiencies. She reports to J. Reymundo Ocañas, Director of Corporate Responsibility and Reputation and Community Reinvestment Act Officer for BBVA Compass.
Prior to her role at BBVA Compass, she was a Texas Legislative Budget Board senior analyst for ten years where she worked with various stakeholders including members of the legislature, state agencies, community organizations, and state service recipients. Her work duties included analysis of state law, fiscal analysis of legislative bills, monitoring compliance of state agency program policies and statutory code, testifying in hearings, and publishing results of risk assessments of state agency programs.
Davila lives in Austin, TX and serves as a board member of the Economic Growth Business Incubator, IDEA Public Schools, PeopleFund, a Community Development Financial Institution, and as a roundtable member of the Texas Association of the Community Development Corporations. She has previously chaired the boards of Foundation Communities, an affordable housing nonprofit, and the Workers Defense Project.
Born and raised in El Paso, TX, Davila is a first generation college graduate and received a B.A. in Political Science from Williams College, Williamstown, MA and a MP Affairs from the LBJ School of Public Affairs, University of Texas in Austin.
Victor J. Elmore has over forty years of experience in accounting, finance, and business management. He has worked as a public accounting auditor; an accounting practitioner and business consultant; and chief financial officer for several non-profit and for-profit firms.
Elmore has served as the President, Chief Executive Officer, and member of TMF’s Board of Directors since July 1, 2005. Prior to his appointment as President & CEO, he had served as the organization’s Chief Financial Officer since inception (May, 1999).
TMF is a statewide, economic development loan fund based in Dallas, Texas, and since 2002, the organization has held Community Development Financial Institution (“CDFI”) and Community Development Entity (“CDE”) designations given by the U.S. Treasury’s CDFI Fund. From inception through May, 2017, TMF has provided over $92 million in financing to 269 businesses, 30 affordable housing developments, and 23 non-profit organizations in 89 Texas Communities. In addition, the company has leveraged an additional $311 million from banks and other lenders, providing a total of $403 million in new capital.
TMF also operates a New Markets Tax Credit Program. Under this program, TMF has received $288 million in NMTC allocations which it has deployed into various business and community development transactions throughout the State of Texas.
Elmore is a 1977, summa cum laude graduate of SCSU, earning a B.S. Degree in Business Administration, majoring in accounting. He also holds a MBA Degree from Texas A&M University-Commerce. He is a Certified Public Accountant and Chartered Global Management Accountant. Elmore is a member of numerous civic and business related boards located in Texas and around the country.
Gilbert Gerst, Senior Vice President, Manager of Community Development Banking for BOK Financial (BOKF). BOKF is a $32 billion regional financial services company based in Tulsa, Oklahoma with banking divisions in 7 states.
Gilbert is a career banker and has been in the financial services industry for over 30 years. Gilbert joined BOKF in June 2011 after 25+ years with JPMorgan Chase. He has corporate wide responsibility for the bank’s community development lending and investment activities and is a key partner in the bank’s CRA compliance and examination process. An accountant by trade, Gilbert has spent the majority of his banking career positively impacting low to moderate income individuals and communities.
Gilbert holds a Bachelors of Science from The University of North Texas and a Masters Degree from the University of Texas at Arlington. He is actively involved in the community and currently serves on multiple boards and committees including Board Chairman of the Dallas Black Dance Theater, Transformance, Inc., Tulsa Economic Development Corporation, and the Dallas Development Fund.
Other board membership and participation includes the AT&T Performing Arts Center; Work Force Solutions of Greater Dallas; The Real Estate Council Foundation; Dallas Area Habitat for Humanity; and the Chairman’s Taskforce for the State Fair of Texas.
Nick Mitchell-Bennett holds an M.S. degree in Economic Development from Eastern University and a B.A. degree in Political Science/International Studies from Tabor College, Hillsboro, Kansas. Prior to joining CDCB in 1997, he served as the Director of the Mennonite Partnership Building Initiative; a faith based housing program working in the colonia areas of Brownsville. In 1996, while at Eastern University, Nick worked in the South Philadelphia neighborhood of Point Breeze with the Point Breeze CDC helping to organize the CDC’s first housing program.
For a brief period in 2007 he worked as the Resource Development Director with United Way of Southern Cameron County. In 1996, in partnership with his father-in-law he started their own business focusing on historic homes in Brownsville’s downtown and West Brownsville areas. He currently serves on the Board of the Texas Association of Community Development Corporations and the Housing Texas Planning Committee. In 2008 after nine and half years as CDCB’s Housing Programs Manager and Colonia Initiatives Manager Nick was appointed as CDCB’s newest Executive Director.